Why VA Loans Are So Powerful
The VA loan is one of the best mortgage benefits available, and Florida is home to a large veteran community that uses it every day. With no down payment required and no monthly mortgage insurance, eligible veterans can buy with far less out of pocket than with other programs.
Zero Down, No PMI
VA loans allow 100% financing up to county limits, so you can purchase with no down payment. They also have no monthly private mortgage insurance, which keeps your payment lower than a comparable FHA or conventional loan.
Understanding the Funding Fee
The VA funding fee is a one-time cost that helps keep the program running. It typically ranges from 1.25% to 3.3% and can be rolled into the loan. Veterans with a service-connected disability are often exempt from the fee entirely.
How to Get Started
The first step is obtaining your Certificate of Eligibility (COE), which we can help you request. From there, we get you pre-approved and shopping with a powerful $0-down offer. Call 813-906-5886 to begin.